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How to send your salary to your local bank account.<\/p>\n
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There are tons of local services and online websites that offer great money exchange rates for you that need to send your hard earned money on board to your local bank, so you can finance your studies, buy stuff, pay the bills or support your family. All crew members around the world receive their wages in either US Dollars, Euros or Pounds\u2026 but how to exchange into your local currency? Here\u2019s how:<\/span><\/p>\n <\/p>\n We tried all the services that exist over the years in order to provide you with the best rates and quality of service of all. The following methods were tested by us: Xoom, Western Union, RIA, PayPal, Moneygram, Remitly and Wise, using small and big amounts to make comparison. We excluded local exchange places (like the ones in the airports) because we all know that they charge high fees and provide unfair rates.<\/span><\/p>\n <\/p>\n The best service you can find, tested by us and other thousands of crew members worldwide is the one and only Wise<\/strong><\/span>! Created in 2010 by two friends that needed to exchange money from Euros into Pounds and Pounds into Euros, nowadays they\u2019re one of the biggest financial solution providers of the world, with different features being released everyday.<\/span><\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n <\/p>\n We all agree that it is better to create your account using a computer on your free time or at home, but unfortunately almost all crew members sign up on the go, which is kind inconvenient as you not always have all the necessary documents with you. So even if you\u2019re still doing your selection process, don\u2019t waste time and follow this tutorial as it will be easier to sign up now than later. The process is quite fast if you have the following documents:<\/span><\/p>\n [\/vc_column_text]\r\r <\/p>\n <\/p><\/div>\r\r[vc_column_text]Click on our partner link to create your account:<\/span>[\/vc_column_text][vc_column_text css=”.vc_custom_1615233875894{margin-top: -30px !important;}”]<\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n By clicking on this link not only you support us but also receive zero fees on your first transfer, not mattering of how much the value is. Even if you already have an account, you can click on the link to activate the promotion for your next transfer! You\u2019ll be redirected to the start page with a preview example of an exchange rate in between Dollars and Euros. These values don\u2019t matter as it is just an example. Proceed by clicking on \u201cGet Started\u201d.<\/span><\/p>\n <\/p>\n Now you will create your account, start by filling your email account and creating a secure password. You can also opt to create your account using social profiles, but we don\u2019t recommend that.<\/span><\/p>\n [\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”9187″ img_size=”full” style=”vc_box_border”][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”9193″ img_size=”medium” style=”vc_box_border”][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n In the following screen, you can change the currencies in order to match your needs. In this example, we\u2019re transferring 1.000 US Dollars into Philippines Pesos (PHP). Wise will then ask if this is a Personal Transfer, Business Transfer or in name of another person. Select Personal Transfer as it is the only type of transfer you can make. On the next screen, fill using your details and make sure you\u2019re selecting Personal.<\/span><\/p>\n [\/vc_column_text][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/2″][vc_single_image image=”9196″ img_size=”full” alignment=”center” style=”vc_box_border”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”9199″ img_size=”full” alignment=”center” style=”vc_box_border”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=”yes”][vc_column width=”2\/3″][vc_column_text]<\/p>\n Your first name and surname MUST BE EXACTLY<\/strong><\/span> as it shows on your passport and paycard, including your birthday and optionally your mobile phone number (you\u2019ll receive a SMS, make sure you have cell service in order to accept it). This is one of the reasons we recommend that you use a computer to sign up, so you can skip this step for now. You can later on download the application for your mobile device and do this step in order to register your phone.<\/span><\/p>\n <\/p>\n Now you will fill your address, that it isn\u2019t where you live but the FULL ADDRESS OF YOUR COMPANY<\/strong><\/span>. In this example, we are using Norwegian Cruise Line address, just like as you can find a Letter of Employment or on Google. Fill with your own company details and click to Continue.<\/span><\/p>\n [\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”9202″ img_size=”full” alignment=”center” style=”vc_box_border”][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n Always select Yourself (Myself). If you select someone else, business or charity, your transfer will automatically fail. On the next screen, fill the details of your local bank account. Wise will automatically complete your bank number and name if you type the beginning of it\u2019s name. Always remember to double check the information before proceeding.<\/span><\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”9205″ img_size=”full” alignment=”center” style=”vc_box_border”][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes”][vc_column_inner width=”2\/3″][vc_column_text]<\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n You can select any option on this step, but we always recommend to use the default one \u201cSend money home to family\u201d. We don\u2019t believe that this affects your transactions, it is just as it says, in order to prevent frauds.<\/span><\/p>\n Other options are:<\/span><\/p>\n General monthly living expenses, Rent or other property expenses, Purchase of Property, Tuition fees or studying expenses, Travel expenses, Pay for goods and services, Charitable donations, other.<\/span><\/p>\n \u00a0<\/span><\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_single_image image=”9208″ img_size=”medium” alignment=”center” style=”vc_box_border”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=”yes”][vc_column width=”2\/3″][vc_column_text]<\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n Now you\u2019ll see a preview of your transfer. Triple check your info, select a reference if you wish (this will show on your bank extract) and accept the terms to continue.<\/span><\/p>\nLet\u2019s start by creating your account:<\/span><\/h4>\n
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https:\/\/wise.com\/shiplife<\/span><\/a><\/h3>\n
\n<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” content_placement=”middle”][vc_column width=”1\/3″][vc_column_text]<\/p>\nWHO ARE YOU SENDING MONEY TO?<\/span><\/h4>\n
PAYMENT PURPOSE:<\/span><\/h4>\n
Review details of your transfer:
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